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No headache here. 
File your claim in three simple steps.

File a claim by filling out the form below, or call us at (205) 961-2511

Blanket Resident Liability (BRL) Claims Form (See Below):

If you’re a community operator reporting an incident under the Blanket Resident Liability (BRL) policy, please use the form below to submit a claim. This coverage provides protection against certain resident-caused property damage or liability at covered rental properties.

You may submit a claim if a resident has caused property damage or bodily injury due to incidents (examples below):

What’s Covered:

-Fire or smoke damage
-Water overflow from appliances (e.g., washer, dishwasher, refrigerator, aquarium)
-Explosion originating inside the unit
-Falling objects that damage the structure
-Bodily injury occurring on the premises (under the Premises Liability Endorsement)

Please refer to the BRL policy for full terms, definitions, exclusions, and limits Blanket Rental Resident… BRL Premises Liability ….

ℹ️ What Happens Next?
After submission, our claims team will review your report. If additional information is needed, we’ll reach out. Please allow up to 30 days for claim determination after receiving all necessary documentation, Blanket Rental Resident….

📞 Need Help?
Email us at Enterprise@CoverTree.com or call 877-417-8733 for assistance.

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CoverTree Inc. (CoverTree) is a Program Administrator for CoverTree’s Manufactured Home Program, underwritten by Markel American Insurance Company (Markel), located at 4521 Highwoods Parkway, Glen Allen, VA 23060. CoverTree is acting as the agent of Markel in selling insurance policies. CoverTree receives compensation based on the premiums for the insurance policies sold. Further information is available upon request. Subject to underwriting guidelines, review, and approval. Use of Covertree is subject to our Terms of Use, Privacy Policy, and Licenses.

CoverTree operates in the state of California (CA) as MHTree Insurance Services with CA license# 6009070.

Products and discounts not available to all persons in all states. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. Policy obligations are the sole responsibility of the issuing insurance carrier.

Rating as of March 1, 2022. AM Best ratings are under continuous review and subject to change. Please refer to Markel’s website for the most current information. The rating represents the overall financial status of Markel American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of the issuing insurance company.

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